Seamless Account Opening with AI
Experience a swift, secure, and intelligent journey to open both individual and non-individual bank accounts.
Individual AccountNon-Individual AccountBoth Account Types
1. Initial Inquiry & Application Start
Traditional
Both
Customer initiates the account opening process online or in-branch.
2. AI-Guided Form Completion
AI-Powered
Both
AI assists in pre-filling details and validating information, ensuring accuracy.
3. Smart Document Upload & Extraction
AI-Powered
Both
Upload required documents; AI automatically extracts and categorizes data.
4. Real-time Identity Verification
AI-Powered
Individual
AI uses biometrics and advanced checks for secure individual identity verification (KYC).
5. Business Entity Verification
AI-Powered
Non-Individual
AI verifies business registration, legal structure, and Ultimate Beneficial Owners (UBOs).
6. Automated Compliance & AML Checks
AI-Powered
Both
AI performs rapid regulatory and Anti-Money Laundering (AML) checks.
7. Risk Profiling & Assessment
AI-Powered
Both
AI analyzes financial data and behavior to generate a comprehensive risk profile.
8. Account Type Recommendation
AI-Powered
Both
AI suggests the most suitable account types and features based on the customer's profile.
9. Automated Decision & Approval
AI-Powered
Both
AI makes instant decisions for eligible applications, speeding up the process.
10. Human Review & Override
Traditional
Both
Complex or flagged cases are referred to human experts, augmented by AI insights.
11. Account Setup & Activation
Traditional
Both
The system securely sets up and activates the new bank account.
12. Digital Welcome Kit & Onboarding
Traditional
Both
Automated delivery of welcome materials, account details, and initial guidance.
13. Continuous Monitoring
AI-Powered
Both
AI continuously monitors account activity post-opening for fraud and unusual patterns.
Our commitment: Leveraging AI for efficiency, while ensuring human oversight, data security, and regulatory compliance every step of the way.